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Contractor Guides

Professional indemnity insurance: what’s a retroactive date

Whether you’ve just taken out a professional indemnity policy or you’re shopping for new business insurance, chances are you’ve come…
Katie Collins-Jones

by Katie Collins-Jones

Contractor Guides

Employers’ liability requirements and who’s exempt

Employer’s liability insurance isn’t just a box to tick – it’s a legal safeguard that protects businesses and their employees,…
Katie Collins-Jones

by Katie Collins-Jones

Contracting Life

Jury service for self-employed: getting cover for loss of earnings

Jury duty if you’re self-employed can be the last thing you need. If you’re a freelancer or contractor and a…
Katie Collins-Jones

by Katie Collins-Jones

Partner News

What JSL will mean for you: Five lessons from our expert panel

Earlier this month Kingsbridge brought together a panel of industry experts to discuss the implications of the government’s new JSL…
Kingsbridge

by Kingsbridge

Partner News

Employment Rights Act 2025 ‘brings world of work into 21st century’

Big changes to the world of work have been on the horizon for a while and the Royal Assent of…
Katie Collins-Jones

by Katie Collins-Jones

Trades

What insurance does a tradesman need?

Insurance sounds like a good idea, but how do you know what insurance you need as a tradesman? No two…
Katie Collins-Jones

by Katie Collins-Jones

Trades 20 May 2026

Tool theft stories: tradespeople going beyond locks to keep tools safe

As tool theft continues to dominate headlines and social feeds, many tradespeople are no longer relying on standard security –…
Katie Collins-Jones

by Katie Collins-Jones

Trades

What is contract works insurance?

However big or small your construction project is, contract works insurance could be a lifesaver if something happens. When you’re…
Katie Collins-Jones

by Katie Collins-Jones

    Latest articles

    Image of a handheld drill on a work bench, representing guide on how to insure work tools for tradespeople
    Trades Life 09 Sep 2026

    How to insure your tools: a tradesperson’s guide

    Most tradespeople spend a lot of time thinking about the next job, the next customer, or the next challenge on…
    Image of tradesman leaning against white van looking at insurance quotes on his phone, representing article discussing cheap tradesmen insurance
    Trades Life 28 Jul 2026

    Cheap trades insurance: how low is too low?

    When you’re running your own trades business, it’s only natural to try and keep costs to a minimum. But for…
    Image of tradesman's arm being bandaged, representing article on employers' liability insurance for tradespeople
    Trades Life 07 Jul 2026

    Do tradesmen need employers’ liability insurance?

    If you’re a tradesman running your own business, you might assume employers’ liability insurance only applies to corporate companies. But…
    Photo of dug out earth with construction worker on mini excavator, representing article on plant and machinery insurance
    Trades Life 01 Jun 2026

    What is plant and machinery insurance?

    From diggers and dumpers to cement mixers and compressors, plant and machinery are the backbone of many trades. Whether you’re…
    Tradesmen tools laid out on table, representing article on tool theft stories and keeping tools safe
    Trades Life 20 May 2026

    Tool theft stories: tradespeople going beyond locks to keep tools safe

    As tool theft continues to dominate headlines and social feeds, many tradespeople are no longer relying on standard security –…
    Goodie bag from Powered Now Advice on Tap event, representing article on tradespeoples' concerns about tool insurance claims
    Trades Life 15 May 2026

    Powered Now ‘Advice on Tap’: trade talk and tool theft troubles

    Powered Now’s landmark event brings together tradespeople of all backgrounds. But conversations highlight the ongoing issue of tool theft, the…
    Photo of builders discussing construction plans, representing article on what professional indemnity means for tradespeople
    Trades Life

    What is professional indemnity for tradespeople?

    Many tradesmen assume professional indemnity is only for people with a desk job. But in reality, if your work involves…
    Image of two builders carrying construction materials, representing article on do subcontrctors need their own insurance
    Trades Life

    Do subcontractors need their own insurance?

    Knowing whether subcontractors need their own insurance can be confusing. Whether working in construction, roofing, plumbing, electrical work or specialist…
    Image of construction hard hats representing a guide to what insurance a tradesman needs
    Trades Life

    What insurance does a tradesman need?

    Insurance sounds like a good idea, but how do you know what insurance you need as a tradesman? No two…
    Builder working on a house extension roof, representing a guide to contract works insurance for tradespeople including what it covers
    Trades Life

    What is contract works insurance?

    However big or small your construction project is, contract works insurance could be a lifesaver if something happens. When you’re…
    Image of bricklaying representing article on who needs trades insurance and what it covers
    Trades Life

    Who needs trades insurance?

    If you work in the trades, chances are you’ve already heard people chatting about tradesman insurance, but have been left…
    Image of sparks caused by power tools, representing article on what makes a trade high risk for insurance
    Trades Life

    Trades cover: who’s considered high risk for insurance

    If you’re in the trades, you already know the job isn’t without its risks. But did you know those risks…
    Image of tradesmen using a demolition hammer representing article public liability insurance for trades
    Trades Life

    Do tradespeople need public liability insurance?

    As a tradesperson you’ll know that no two jobs are the same – whether fitting a kitchen, plumbing a bathroom…
    Image of thief breaking into a snowy van, representing article outlining tips on tool theft prevention in winter
    Trades Life

    How to prevent tool theft in winter: 7 tips for tradespeople

    As the days get shorter and the weather turns colder, some risks become a bigger threat for tradespeople across the UK and knowing how…
    Image of a trades tool bag, representing an article discussing tool theft and what the Theft of Tools of Trade Bill is
    Trades Life

    What is the Theft of Tools of Trade Bill?

    If you’re a tradesperson, chances are you’ve either experienced tool theft yourself or know someone who has – and you’ll…
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