Kingsbridge Trades Insurance
Tradesmen Insurance
Looking for comprehensive trades insurance, all in one place? Find it with Kingsbridge. Our trades policy package is designed to cover the risks you face on the tools. Whether you’re a small or medium-sized business, do your job with confidence.
Whether you need plumbers insurance, electrician insurance, or builders insurance, get the right cover for your trade.
Why do I need proper trades insurance?
Trades insurance is like a toolkit, containing several forms of cover that protect people carrying out manual work. Without it, not only are you less likely to land jobs, but you’re also left unprotected against many of the hazards you face from doing the job you love each day.
But how do you know exactly what you need? And how do you go about getting it? At Kingsbridge, our skill is wrapping all the cover you need into a single, neat, affordable package, keeping you fully protected.
We combine:
- Public Liability insurance
- Goods and Tools
- Employer’s Liability insurance
- Optional covers like Hired In Plant insurance and Professional Indemnity
Everything you need, all in one policy
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Public Liability
Public Liability
Provides cover when a third party is injured or their property is damaged due to the actions of a limited company contractor or business. Having Public liability insurance will cover the costs of any damages awarded, as well as any related legal fees, costs, or expenses.
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Goods and Tools
Goods and Tools
Protects the items in transit against damage, misdelivery and accidental delay under a ‘Hire & Reward’. Tools cover protects against damage and loss for Tools in the way of payment for replacing items new for old based upon purchase value. £2,500 of cover as standard, limits available up to £20,000.
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Employers' Liability
Employers' Liability
Covering any injury to an employee. £10,000,000 any one claim limit with no facility to alter/remove.
Our most popular insurances, by trade
Easily find the insurance you need most by browsing our trades below.
Why thousands of UK tradies choose Kingsbridge for their cover
You need insurance you can rely on, and you probably want it quickly. Here at Kingsbridge, we understand some of the challenges and hazards that tradies face every day. Our main priority is ensuring you’re fully protected, even when things do go wrong.
Partner with us for:
✔️ Tools cover – Up to £2,500 tools cover included as standard at no extra cost
✔️ Quick payout on claims – Get next business day payout on approved tool theft claims
✔️ An array of trades covered – With nil excess on most professions
✔️ All your cover in one place – We’ll send your documents in a matter of minutes, so you’re ready to get on site
✔️ Hundreds of happy tradespeople – Just read our excellent reviews for proof
Tradesmen Insurance FAQs
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Who needs trade insurance?
Trades insurance is something that’s recommended to any self-employed tradesperson, sole trader, contractor, or limited company business carrying out skilled or manual trade work. That applies whether you’re a builder, plumber, painter and decorator, or in other tradie jobs. If you are working on client property, then you’ll want to be protected from damage, theft, or accidents that can happen on site. Find out more by reading our detailed tradesman insurance guide.
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Is public liability insurance a legal requirement for tradespeople in the UK?
No, public liability insurance isn’t a legal requirement for self-employed tradespeople, but it’s recommended that you have it. Most contractors or clients will require proof of public liability before letting you sign a contract. Without it, you would have to pay out of your own pocket for any legal fees or compensation claims.
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Are my tools also covered?
Yes, our Tradesmen Insurance policy includes up to £2,500 of Goods and Tools cover as standard, unlike a lot of our competitors. We want to make sure your tools are protected against accidental loss, damage, theft, or anything that can be detrimental to your job.
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How much will Tradesman Insurance cost?
Every business operates differently, so we don’t offer a fixed price. However, you can get your free, non obligation quote and tell us more about your business for a tailored price.
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Can I add other insurance options to my cover?
Yes, you sure can. We offer a flexible trades policy, allowing you to choose exactly what you need in one single package. Our add-ons include Hired In Plant, Owned Plant, Contract Works, and Professional Indemnity.
