Kingsbridge Insurance
Plumbers Insurance
Looking for comprehensive plumbers insurance that’ll keep you and your business protected? Our Trades Insurance package comes with everything you need to stay focused on the job, while knowing you’re covered if anything goes wrong.
Comprehensive plumbers insurance, keeping you protected
At Kingsbridge, we want to provide you with complete peace of mind, knowing you can be protected against potential damages or claims against your business. Whether you’re a sole contractor or own your own plumbing business, our tailored insurance package can safeguard you from hazards you might encounter while on the job.
Here’s what’s included in our Plumber’s Insurance package, as standard:
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Public Liability
Public Liability
Provides cover when a third party is injured or their property is damaged due to the actions of a limited company contractor or business. Having Public liability insurance will cover the costs of any damages awarded, as well as any related legal fees, costs, or expenses.
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Goods and Tools
Goods and Tools
Protects the items in transit against damage, misdelivery and accidental delay under a ‘Hire & Reward’. Tools cover protects against damage and loss for Tools in the way of payment for replacing items new for old based upon purchase value. £2,500 of cover as standard, limits available up to £20,000.
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Employers' Liability
Employers' Liability
Covering any injury to an employee. £10,000,000 any one claim limit with no facility to alter/remove.
Optional covers
We also offer additional policies with our Plumber’s Insurance package. Combine these with our core coverages to keep you fully protected against extra costs or claims:
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Hired in Plant
Hired in Plant
Cover for constructional plant tools (larger than hand-held tools) hired in by the primary insured against damage and theft from site or storage in the UK.
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Owned Plant
Owned Plant
Cover for constructional plant tools (larger than hand-held tools) owned by you or/for which you are responsible for against damage and theft from site or storage in the UK.
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Contract Works
Contract Works
Covers you against anything included in the contract of works being damaged before the hand-over of works.
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Professional Indemnity
Professional Indemnity
Protects you from the financial consequences of professional negligence. This includes giving bad advice to making a mistake during your work. This policy will cover your legal defence costs and any damages awarded to the claimant.
Get your quote in a few quick clicks
Wondering how much Plumber Insurance costs? The price will depend on a few things, like your business size, additional protections, and policy limits. With our Price Promise, you can be sure you’re getting the cover you need for the best price – no hidden costs or catches.
Get your price by starting your quote today.
Why our customers think we provide the best insurance for plumbers
Here at Kingsbridge, we understand you have a job to focus on. You want to spend your time getting your work done, whether that’s fixing leaks or replacing toilets – not on business admin. That’s why we make getting insured as easy as possible.
And thousands of tradies choose us to do just that. Here’s why:
✔️ Cover in an instant – Your policy documents are sent straight to your phone in a matter of minutes
✔️ Policies built for real-world plumber risks – Our cover is tailored to the specific risks you might face while plumbing
✔️ Goods and Tools cover included as standard – Unlike some providers, we include tools cover at no extra cost, even when left in your van overnight (subject to terms)
✔️ Rated ‘Excellent’ by tradies – Our customer reviews rate us as ‘Excellent’, so you know we’re backed by real people
✔️ Ongoing advice and support – Our team of experts are always on hand to give you the support you need and answer any questions you may have
Looking for insurance for other trades? We’ve got you covered
Get your Plumber’s Insurance in just a few clicks
Ready to get on site with the coverage you need? Or simply need more information? Our dedicated team is more than happy to help.
Get your quote today or give us a call on 01242 808 740
Plumbers Insurance FAQs
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Do plumbers need public liability insurance?
Public liability insurance isn’t technically a legal requirement in the UK, but it can be highly beneficial for plumbers. Because you’re involved in high-risk activities like working with water and heating systems, accidents can happen, and you want to make sure you’re covered when they do. Luckily, Public Liability is included in our Plumber’s Insurance package as standard. Learn more about public liability insurance by reading our guide.
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Do plumbers need professional indemnity insurance?
It depends on the scope of your work, but professional indemnity insurance is recommended if you offer design or consultancy services. Standard hands-on work will generally rely on public liability insurance instead, but professional indemnity is a good idea if you’re creating blueprints or system specifications for clients. You can choose Professional Indemnity insurance as additional cover when choosing your Plumber Insurance package with Kingsbridge.
Some people struggle to know the difference between professional indemnity insurance vs public liability, but we’ve got plenty of advice and information.
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What happens if I don’t have plumbers insurance?
Operating without proper plumbers insurance means that you’re more vulnerable to financial risks. You might also miss out on winning jobs, as lots of clients require proof of proper insurance before hiring, especially for large-scale projects. If you don’t have proper liability insurance, you could be held personally liable for the cost of accidents or property damage caused during your work.
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How do I make a claim if something goes wrong on the job?
If something occurs whilst you’re working, you’ll want to make a claim as soon as possible. Luckily, we have a dedicated claims team who will look after you and guide you through the claims process. You can call our claims department on 01242 808 740.
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How long does it take to get plumber's insurance?
Here at Kingsbridge, we want to make getting the correct insurance as straightforward as possible. Simply tell us a bit about your business, select the insurance policies that suit your needs best, and our team will work on your quote. If you’re happy with your premium, we’ll send your documents straight into your inbox so you’re ready to go once your cover is confirmed.
