Kingsbridge Insurance
Carpenter Insurance
Get flexible carpenter insurance with Kingsbridge. We’ve designed a Trades Insurance package that includes the core insurance policies you need to get your carpentry job done with confidence and complete peace of mind.
Insurance for carpenters. Tailored to how you work.
As a carpenter, proper insurance coverage is vital for staying protected when you’re out on a job. And whatever the project, there are plenty of risks that could crop up. Whether a customer accidentally trips over an extension cord or a tool is accidentally broken, you’ll need the right coverage to keep you protected. Otherwise, compensation claims or costs to replace tools could come out of your own pocket.
That’s why we’ve created a flexible carpentry insurance policy. Get essential cover included as standard, and a range of cover limit options and add-on policies available to suit your day-to-day risks.
What’s included as standard:
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Public Liability
Public Liability
Provides cover when a third party is injured or their property is damaged due to the actions of a limited company contractor or business. Having Public liability insurance will cover the costs of any damages awarded, as well as any related legal fees, costs, or expenses.
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Goods and Tools
Goods and Tools
Protects the items in transit against damage, misdelivery and accidental delay under a ‘Hire & Reward’. Tools cover protects against damage and loss for Tools in the way of payment for replacing items new for old based upon purchase value. £2,500 of cover as standard, limits available up to £20,000.
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Employers' Liability
Employers' Liability
Covering any injury to an employee. £10,000,000 any one claim limit with no facility to alter/remove.
Optional covers
On top of our core package, we also offer additional covers, so you can get the best policy for how you and your carpentry business work.
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Hired in Plant
Hired in Plant
Cover for constructional plant tools (larger than hand-held tools) hired in by the primary insured against damage and theft from site or storage in the UK.
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Owned Plant
Owned Plant
Cover for constructional plant tools (larger than hand-held tools) owned by you or/for which you are responsible for against damage and theft from site or storage in the UK.
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Contract Works
Contract Works
Covers you against anything included in the contract of works being damaged before the hand-over of works.
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Professional Indemnity
Professional Indemnity
Protects you from the financial consequences of professional negligence. This includes giving bad advice to making a mistake during your work. This policy will cover your legal defence costs and any damages awarded to the claimant.
How it works
Get your cover in just a few steps. Simply tell us more about your business, the kind of cover you need, and our team can get in touch with your no-obligation quote. Once your policy is live, they’ll instantly send your policy documents directly to your inbox.
Why Kingsbridge? Carpenter insurance services you can trust
We want all our customers to feel supported when they choose us as their insurance partner. We know when you work a trade job like carpentry, accidents can happen in a flash. That’s why you need an insurance package that gives you all-round protection, so you don’t have to worry about financial risks.
Here’s why we’re trusted by so many:
✔️ Goods and Tools cover included – As standard, we include up to £2.5k tools cover so you don’t have to worry if they’re stolen or damaged
✔️ Get your documents in a flash – Get your quote in a few steps, with documents sent instantly once your policy is live
✔️ Optional add-ons if you need them – Add on additional cover that suits your job and risks
✔️ Plenty of happy customers – We’re rated ‘Excellent’ on Trustpilot and have hundreds of satisfied customer reviews
✔️ A team that’s always willing to help – Our teams are experts in their field and are happy to provide ongoing support and advice
Need coverage for other trades? Explore our other core services
Get reliable insurance for carpenters in a few simple steps
We know finding the right insurance package can take a lot of time and research. With Kingsbridge, we make it easy. Ready to find insurance that’s tailored to your business’ needs? Or have questions about the type of packages we offer?
Start your quote or give us a call on 01242 808 740
Our Carpenter Insurance: FAQs
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Does a carpenter need public liability insurance?
While it isn’t a legal requirement in the UK, many tradies, including carpenters, choose to hold public liability insurance. We’d highly recommend that you understand what public liability insurance is for trades so you can decide if it’s for you. It’s also important to consider that many principal contractors and clients will contractually require you to hold a minimum level of public liability cover, usually starting at £2million, before they allow you to start work. At Kingsbridge, we include Public Liability insurance as standard in our Carpenter Insurance package, so you don’t have to worry about whether you’re covered or not!
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What insurance do I need as a self-employed carpenter?
As a self-employed carpenter, the foundation of your insurance should be public liability insurance, which is already included in our Carpenter Insurance. If you employ anyone, even apprentices, then you’ll likely be legally required to have employer’s liability insurance too.
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How much is carpenter insurance?
Every quote can be different because the cost depends on the size of your business and the way you work. To get a fair price, submit your details, and we’ll create a tailored quote. Don’t worry about hidden costs or catches. Our Price Promise means our customers get the cover they need at the best price.
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Will all my tools also be covered?
Most handheld kit and power tools can be covered under our Goods and Tools cover. After all, you need them to get your job done. Our Carpenter’s Insurance package includes up to £2.5k of cover as standard, so you don’t have to worry about covering costs if your essential equipment is stolen or damaged. For larger machinery or equipment, you can also add optional Hired in Plant or Owned Plant cover to your policy.
