Kingsbridge Insurance

Insurance for Plumbers

Our trades policy package is tailored to provide the comprehensive cover for small and medium sized enterprises. We’ve included everything you need to cover your business for an amazing price.

Rated 4.7/5
from over 11,000 reviews

Why do I need insurance for my plumbing business?

Insurance gives you the peace of mind that you are protected against any potential damages, tax liabilities or claims against your business. Our policies typically combine Public Liability, Professional Indemnity, Employers’ Liability, and other forms of insurance.

Our insurance protects you against many of the hazards you face from doing the job each day. Examples include claims made against you due to injury, loss or damage to property or injuries to members of the public.

FAQ Plumber Insurance

  • What Insurance Cover is recommended for a plumbing business?

    A plumbing business would benefit from the following insurance coverage types:

    • Public Liability Insurance: Protects against claims for third party injury or property damage caused by your work. For example, if a pipe were to burst as result of your work Public Liability insurance could cover you for damages, costs and expenses.
    • Tools Insurance: Ensures tools are safeguarded against theft, loss, or damage both on-site and while in transit. Coverage can be extended to overnight protection if your tools are stored in a locked vehicle or your home.
    • Employers’ Liability Insurance: A legal requirement if you have employees, covering claims for workplace injuries or illnesses.
    • Professional Indemnity Insurance: Beneficial if you offer consultancy or design services, protecting against claims of negligence or errors in advice.

    These coverages provide comprehensive protection for your business operations and assets.

  • How much does insurance for plumbers cost?

    The cost of plumbers’ insurance depends on the coverage level you need and the size of your business. Public liability insurance can start at around £200 per year. To find the most accurate price, use our quick online tool to get a tailored quote.

  • What happens if a plumber doesn't have insurance?

    Without insurance, a plumber is personally responsible for covering any accidents or damage caused during their work, which could lead to substantial financial losses and potential legal complications. Additionally, many clients, especially for larger projects, may require proof of insurance before agreeing to hire a plumber.

  • How to get an insurance quote in minutes?

    At Kingsbridge, getting a quote for is simple and fast:

    • Tell us about your business: Provide some basic information about your work, business size, and the type of projects you handle.
    • Customise your cover: Select the types and levels of insurance you need.
    • Get an instant quote: Receive your tailored quote online instantly and get covered in just a few minutes.

    Protect your plumbing business today with a custom insurance package from Kingsbridge. Get an instant quote now!

  • Why choose Kingsbridge for insurance?

    At Kingsbridge, we offer tailored insurance packages whether you’re self-employed or running a business.

    • Comprehensive cover: Public liability, tools insurance, employers’ liability, and more.
    • Tools cover included: Protect your tools from day one without paying extra.
    • 4.7/5 customer rating: Trusted by over 11,000 tradespeople across the UK.
    • Instant cover: Get an instant quote and start your cover within minutes.

    Start protecting your plumbing business with the best coverage in the industry. Get a quote today.